Sick pay (Sykepenger)
Sick pay as a Freelancer/Contractor
Receiving sick pay
As a freelancer, you can receive 100 percent of the basis for the sick-pay from and including the 17th day of illness. The first 16 days are counted from the day on which you see a doctor or the day on which NAV receives notification of the incapacity.
See also:
Sickness benefits for self-employed and freelancers (in Norwegian only)
The National Insurance Act on sickness benefits for freelancers (in Norwegian only)
Calculating the sick pay basis
When NAV pays sick-pay, a basis for the sick-pay must be determined. This is normally calculated based on the average freelance income reported through the a-melding during the three months preceding the sickness. If you have income as both a freelancer and an employee, the sick pay will be paid according to the rules for employees.
See also:
NAV – the National Insurance basic amount (G) (in Norwegian only)
Applying for sick pay
Contact NAV for information on how to apply for sick-pay and how it is paid. You can do so here: https://www.nav.no/sykepenger. Remember to apply as a Freelancer if Wolt is your only job, not as an employee as the rules differ.
Voluntary sick pay insurance
It is possible to take out voluntary sick-pay insurance through NAV in order to obtain 100 percent sick-pay cover from the first sick day. The premium for the sick-pay insurance is 3.3 percent of your expected annual income. There is also an upper limit for the sick-pay basis of six times the National Insurance basic amount (G) for the voluntary sick-pay insurance. This means you will not be covered by the insurance for income in excess of 6G.
The premium for voluntary sick-pay insurance can be deducted in the tax return.
See also: NAV on sick-pay insurance for freelancers (in Norwegian only)
